Bad Credit? No Credit?
That’s OK! We offer ways for you to build or rebuild your credit with our easy finance process.
We also offer No CREDIT CHECK Financing – All we request is that you have a SSN/ITIN number, a credit card and that’s all!
This program is designed for the customer who has been denied credit from traditional lenders due to low credit scores including bankruptcies. You will need to submit the following:
All requested information on application must be accurately and completely filled out, including a minimum of 4 personal references with working phone numbers. Must be signed by applicants.
Copy of a US/State Issued Photo ID Most Recent Pay stub or W2
- Make over $1,000 gross (before taxes) per month
- Must be able to confirm 6 months of employment with current employer
- If January to June most recent pay stub and last pay stub from previous year required
- If July to December most recent pay stub showing Year-to-Date information is required or Social Security benefits letter
- We cannot accept child support as income
Corresponding Voided Check
If check is temporary (does not have name/address printed) a LCS bank account verification form completed and signed by a bank representative, along with the representative’s contact information is required.
30 Day Mailed-In Bank Statement
- Showing more than $500 deposited monthly
- No NSF’s and no more than 2 overdrafts
- Statement begins and ends in a balance greater than $25
- Account has been open more than 90 days
- Call or email the store for more details!